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Human Interest

A 40(k) for franchises

Whether you are a franchisee or you're a franchisor, Human Interest can help your business stay competitive.

A retirement plan your employees will thank you for

Strengthen your benefits package to address a tough talent market. Providing employees with an easy-to-use 401(k) plan is key when competing for great talent.

  • Automation - Get access to integration with 450+ payroll providers. We sync to payroll, handle record keeping, and monitor compliance so clients don't have to.1
  • Compliance and liability - We can take on some of the responsibility and liability as a 3(16) Fiduciary Services Provider, handling the day-to-day operation and most compliance-related tasks.2
  • Access to funds - You as an employer can access mutual funds from every major asset category.
  • Reporting - Through an advisor portal, you can monitor and prepare for plan reviews.

Benefits for franchise owners

A Human Interest 401(k) can help you:

  • Recruit top talent with a competitive benefits offering.
  • Reduce turnover by engaging and rewarding your current employees.
  • Maximize tax savings for your business.
  • Comply with retirement legislation and avoid potential

Your all-in-one 401(k) solution

  • Transparent pricing with zero transaction fees.2
  • Flexible plans and portfolios. Choose from a pre-built plan or customize your own to fit the needs of your business.
  • Easy to save and invest. Our simple, intuitive interface enables customers to sign up within minutes.
  • Education to empower participants. Employees have 24/7 access to our Learning Center and financial wellness tools. Enrollment webinars in English and Spanish.

Comply with retirement legislation

Across the country, several states are requiring employers to offer retirement benefits.

Starting a 401(k) can help you comply with legislation and avoid costly penalties. We can help.

1 Refer to for a list of integrated payroll provider.
2We prepare select government filings (e.g., the Form 5500). Signing on behalf of customer reserved for Concierge & Complete pricing plans. Goodbye 401(k) Transaction Fees. Human Interest. December 16, 2020.

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